Our privacy policy.

Important information for your use of our website.

Website Visitors

Like most website operators, Hoak Insurance Services collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Hoak Insurance Services’s purpose in collecting non-personally identifying information is to better understand how Hoak Insurance Services’s visitors use its website. From time to time, Hoak Insurance Services may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Hoak Insurance Services also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Hoak Insurance Services does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.

Gathering of Personally-Identifying Information

Certain visitors to Hoak Insurance Services’s websites choose to interact with Hoak Insurance Services in ways that require Hoak Insurance Services to gather personally-identifying information. The amount and type of information that Hoak Insurance Services gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at this website to provide a username and email address. Those who engage in transactions with Hoak Insurance Services are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Hoak Insurance Services collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Hoak Insurance Services Hoak Insurance Services does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of Personal Data

Hoak Insurance Services may collect aggregated statistics about the behavior of visitors to its websites. For instance, Hoak Insurance Services may monitor the most popular website account on this site. Hoak Insurance Services may display this information publicly or provide it to others. Hoak Insurance Services does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Hoak Insurance Services discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Hoak Insurance Services’s behalf or to provide services available at Hoak Insurance Services’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Hoak Insurance Services’s websites, you consent to the transfer of such information to them. Hoak Insurance Services will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Hoak Insurance Services discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Hoak Insurance Services believes in good faith that disclosure is reasonably necessary to protect the property or rights of Hoak Insurance Services, third parties or the public at large. If you are a registered user of an Hoak Insurance Services website and have supplied your email address, Hoak Insurance Services may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Hoak Insurance Services and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Hoak Insurance Services takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Hoak Insurance Services uses cookies to help Hoak Insurance Services identify and track visitors, their usage of Hoak Insurance Services website, and their website access preferences. Hoak Insurance Services visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Hoak Insurance Services’s websites, with the drawback that certain features of Hoak Insurance Services’s websites may not function properly without the aid of cookies.

Privacy Policy Changes

Although most changes are likely to be minor, Hoak Insurance Services may change its Privacy Policy from time to time, and in Hoak Insurance Services’s sole discretion. Hoak Insurance Services encourages visitors to frequently check this page for any changes to its Privacy Policy.

This Privacy Policy is available under a Creative Commons Share-alike license.